Report Title:

Motor Vehicle Insurance

Description:

Allows primary named insured and insurer to agree to exclude specified resident relatives of the primary named/insured from coverage under a motor vehicle insurance policy.

HOUSE OF REPRESENTATIVES

H.B. NO.

1967

TWENTY-THIRD LEGISLATURE, 2006

 

STATE OF HAWAII

 


 

A BILL FOR AN ACT

 

relating to motor vehicle insurance.

 

BE IT ENACTED BY THE LEGISLATURE OF THE STATE OF HAWAII:

SECTION 1. Chapter 431, Hawaii Revised Statutes, is amended by adding a new section to article 10C, to be appropriately designated and to read as follows:

"§431:10C- Exclusion of designated persons. (a) An insurer may exclude from coverage under a motor vehicle insurance policy, any person operating the motor vehicle and specifically designated or excluded by the insurer. Any such exclusion shall be acknowledged by the signature of the primary named insured. The written agreement between an insurer and the primary named insured shall be effective for each renewal of the policy by an insurer and shall remain in effect until the insurer and primary named insured agree in writing to provide coverage for the person or persons who were previously excluded from coverage.

(b) Endorsements shall be substantially similar to the following form:

DRIVER EXCLUSION ENDORSEMENT

Nothing herein contained shall alter, vary, waive, or extend any of the terms, conditions, agreements, or limits of the under mentioned policy other than as stated herein below. Effective 12:01 a.m., Standard Time. Attached to and forming part of Policy No. issued to (name of insured) by (name of insurance company). In consideration of the premium for which the policy is written, it is agreed that the company shall not be liable, and no liability or obligation of any kind shall be attached to the company, for losses, injuries, or damages sustained after the effective date of this endorsement while any motor vehicle is operated or used by (insert name of excluded driver(s)).

Date:

(signature) "

SECTION 2. This Act does not affect rights and duties that matured, penalties that were incurred, and proceedings that were begun, before its effective date.

SECTION 3. New statutory material is underscored.

SECTION 4. This Act shall take effect upon its approval.

INTRODUCED BY:

_____________________________